I finally received word from comdirect. On a letter dated January 12, they told me that they examined many criteria for my application, such as my job situation and credit information, and chose to reject my application. Comdirect assured me that rejection is not based on a single criterion but the result of an overall approach.
I have never been rejected by a bank for a checking account application before. In the US, they are so easy to open. Since I only moved here in mid-August, I assume my credit information is non-existent. But could that be the only reason for rejection? I have over 4000 euros in my Deutsche Bank checking account right now!
According to Toytown Germany's boards, comdirect only offers this account to employees with net salaries over 2000 or 2500 euros per month, for which I do not qualify. Isn't this discriminatory? Nowhere does it stipulate this on their site about the account.
I wasted time completing their online application and going to the post office to identify myself. Also, I volunteered lots of personal information to them for my application.
In any case, Toytown recommends that I apply for only a savings account with them and then try again after I live in Germany for a year. Off to open a new checking account...
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